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Post dating cheques illegal uk, 7. post dated cheques (pdc) management

Cheap Energy Club Ensures the cheapest energy deal constantly. We hope you enjoy using it to save lots of money. I always thought a cheque cant be cashed before the date of issue as well, but the bank told me that post dated cheques are illegal, I asked the bank when the same thing happened to me a few weeks ago.

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There are no specific rules on how banks deal with these post-dated cheques if they are paid in before the due date. He contacted his bank, the Halifax, to ask it why it had post dating cheques illegal uk the money out, and he was told the bank did not honour post-dated cheques.

I doubt if a complaint help write online dating profile my Bank would have any effect and when all is said done, it was my mistake in paying the cheque in early.

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Users saying Thanks 2. If a cheque bears a date which is yet to come future date then it is known as post-dated cheque. If you want to make a person-to-person payment on a particular future date it may be preferable to set up a standing order or one-off automated payment using online, mobile or phone banking services.

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By using this site, you agree to the Terms of Use and Privacy Policy. Top dating sites in india free cash to switch bank 7: I would like to thank everyone for their time and input on this subject, which seems to have caused many differences of opinion. On 23 12 04, but the uk.

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Payment systems Banking terms. If you are not sure what do do then acknowledge the claim and take advice from the forum - or elsewhere.

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The problem is that, if the third party doesn't, the bank is perfectly allowed to clear the cheque because it shouldn't have been written post-dated. Post-dated cheques are not legal and do not have to be accepted.

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The person giving you the cheque should've waited a couple of extra days or done a transfer. Details of this are either in the front cover of your chequebook or in the terms and conditions of your account.

However these days businesses can set up a series of automated payments through their bank branch or through their phone or online banking service, specifying the dates when they want specific payments to be made, thus retaining control of their cash-flow.

According to the Comptroller of the Currency: Do you think he is justified in complaining to his bank to obtain a refund of the charges incurred. Skimlinks adds tracking to some, primarily retailers' links, to show they come from this forum.

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In banking, post-dated cheque is a cheque monogamous relationship dating site by the drawer payer [1] for a date in the future. Because this was an accepted payment method, the receiver of the cheque had a system in place for making sure that the cheques were not paid in before the intended date.

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Anyway, apparently his Bank has told him precisley what you have said and that the responsibility lies with him. I believe that post dating cheques illegal uk natweststaffmember is saying is that the counter staff should pick up the date issue when it's banked.

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If a forum post breaks our rules please click "report" on the post or email the post link to forumteam moneysavingexpert. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.

However, I have just discovered that, in this instance we both have accounts at the same Bank branch and therefore, presumably the normal clearance period did not apply.